How to Protect Crypto for Families and SMSFs

With Bitcoin and Ethereum still sitting well below their previous highs, I’m seeing more SMSF advisers and accountants asking the same question:

How do we restructure crypto properly, protect family wealth and improve tax outcomes — without blowing up compliance?

This is exactly what I’ll be covering at the SMSF Association National Conference in Adelaide (18–20 February) at the Tax Guru and Lightyear Docs booths.

Why You Should NEVER Hold Crypto in Your Own Name (SMSF Warning)

One of the biggest mistakes I still see is clients holding cryptocurrency:

• in their own personal name, or
• inside the wrong type of trust structure.

Crypto is not like shares or property.It brings unique asset-protection, succession and control risks — especially for blended families and high-net-worth clients.

Video: https://youtube.com/shorts/nIwzy9b55Mc?feature=share

At Lightyear, we were the first firm globally to introduce a Family Protection Cryptocurrency Trust, specifically designed to deal with:

• asset protection risks,
• intergenerational wealth transfer,
• succession and control issues, and
• future regulatory and tax changes.

With markets currently down, this also creates a genuine opportunity to restructure holdings and reset family wealth positions properly.

If you are attending the SMSF Association National Conference in Adelaide, come and see me at the Tax Guru or Lightyear Docs booth and let’s walk through how these strategies can be applied to your own clients.

 SMSF Association National Conference

 📍 Adelaide

📅 18–20 February